Our Mission

Our Process

Who We Serve

Our Services

 

Financial Planning

Whether it’s owning your own home, funding your children’s education, or creating a stress-free retirement, a financial plan is considered vital in working towards your goals. We use a consultative approach to create a financial plan that aims to meet your objectives.
 

Financial Planning for Business Owners

When you are full of ideas for starting a new business, all you can see is what’s going to happen tomorrow. The thought of having their vision turned to reality often blinds new entrepreneurs to that all-important question: Does it all makes sense financially?
 

Tax Planning for Business Owners

Business transactions are becoming more complex each year. And with that, the world of taxation grows in complexity as well. As the rules of doing business, within a single jurisdiction or across multiple jurisdictions, change, so does the need for assessing their tax impacts on specific transactions.
 

Tax Planning

It’s said that only two things are certain in life: Death…and Taxes! And while there’s not much you can do to avoid the former, with prudent planning and foresight, there’s a lot you can do to minimize the latter.
 

Investment Planning

Through developing a personalized investment strategy, diversification, and avoiding short-term distractions, we aim to help create and preserve your wealth so you reach your financial goals.
 

Estate Planning

Our estate planning services help you protect your legacy and ensure your wealth is passed on according to your wishes. With thoughtful strategies in place, you can move forward with confidence knowing your affairs are organized and your loved ones are cared for.

Start Your Financial Journey

 
Meet Your WEALTH COACH

Meet Your WEALTH
COACH.

David Bayarena leads the Kaizen Financial team with a focus on disciplined, intentional financial planning designed to help you and your family grow and protect your wealth. Also, as the founder of Ronin Wealth, he brings the principles of focus, consistency, and perseverance—core values in martial arts—into the world of finance, helping martial artists and young professionals develop the mindset needed to achieve financial mastery.

Talk to David Learn More About Ronin WealthLearn More About Kaizen

Blogs

 

Logins

We’re committed to partnering with trusted providers to give our clients seamless access to the tools and resources they need. 
From viewing account statements to managing financial and estate plans, these secure portals help you stay informed and in control of your financial life.

eMoney logo

Login

Financial Planning - Through the eMoney platform, we’re able to bring your financial life into one intuitive view.

Kestra logo

Login

Account Access - This secure iInvestor portal gives you 24/7 access to your accounts, statements, positions and activity — helping you stay informed, organized and empowered.

Login

Estate Planning - With Wealth.com you’ll gain secure, online access to your estate‑planning dashboard — view and upload key documents, and monitor progress toward your legacy goals.